Is Your Home Losing Heat? ECO4 Scheme Can Help

Do you often feel cold at home, even with the heating on? Does your energy bill keep rising every year? If yes, your home may be losing heat.

Jun 11, 2025 - 12:05
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Is Your Home Losing Heat? ECO4 Scheme Can Help

Do you often feel cold at home, even with the heating on? Does your energy bill keep rising every year? If yes, your home may be losing heat. Heat loss makes your home less comfortable and increases your energy costs. But there is good news! The ECO4 Scheme can help you make your home warmer and more energy-efficient.

In this guide, we will explain how heat escapes from homes, the benefits of the ECO4 Scheme, and how you can apply for it.

Heat Loss in Homes

Heat can escape from different parts of your house. If your home is not properly insulated, you may be losing a lot of heat. Here are the main ways heat escapes:

1. Walls

Poorly insulated walls can lose up to 35% of the heat in your home. Older houses, especially those built before the 1990s, often lack proper insulation.

2. Roofs

Heat rises, and if your roof is not insulated, about 25% of your home’s heat can escape. Loft insulation is an effective way to reduce this loss.

3. Windows and Doors

Gaps around windows and doors let cold air in and warm air out. Single-glazed windows also fail to retain heat effectively.

4. Floors

Up to 15% of heat can be lost through the floor, especially in homes with wooden or tiled flooring without proper insulation underneath.

5. Draughts and Ventilation

Cracks and gaps in walls, chimneys, and around pipework can allow heat to escape. Proper sealing and insulation can help.

What Is the ECO4 Scheme?

The Energy Company Obligation (ECO4) Scheme is a government-backed program in the UK. It helps low-income households improve energy efficiency. Under this scheme, homeowners and tenants can receive free or subsidized home improvements to reduce energy bills and carbon emissions.

The ECO4 Scheme started in April 2022 and will continue until March 2026. It focuses on helping people who struggle with high energy costs.

Benefits of the ECO4 Scheme

The scheme offers several benefits, including:

  • Lower Energy Bills – Proper insulation and energy-efficient heating reduce your heating costs.

  • Warmer Homes – You will feel more comfortable during cold months.

  • Reduced Carbon Footprint – Less energy waste means a greener environment.

  • Free or Low-Cost Upgrades – You won’t have to pay full price for insulation and heating improvements.

  • Better Health – A warm home reduces the risk of illnesses caused by damp and cold conditions.

Who Qualifies for the ECO4 Scheme?

Not everyone qualifies for the ECO4 Scheme. The main criteria include:

  • You must own or rent a home in the UK.

  • Your home must have poor energy efficiency (usually with an EPC rating of D, E, F, or G).

  • You or someone in your household must receive certain government benefits, such as:

    • Universal Credit

    • Pension Credit

    • Income Support

    • Child Tax Credit

    • Working Tax Credit

    • Housing Benefit

If you are unsure whether you qualify, you can check with an approved ECO4 provider.

What Improvements Can You Get?

The ECO4 Scheme provides several home improvements to reduce heat loss and improve energy efficiency. These may include:

1. Wall Insulation

Adding insulation to your walls can prevent up to 35% of heat loss. There are two main types:

  • Cavity wall insulation – Fills gaps between walls with insulating material.

  • Solid wall insulation – Adds a layer of insulation to internal or external walls.

2. Loft and Roof Insulation

Insulating your loft can prevent 25% of heat loss. This is one of the most effective ways to keep your home warm.

3. Double or Triple Glazing

Replacing old windows with double or triple glazing helps keep heat inside. It also reduces noise and prevents condensation.

4. Energy-Efficient Boilers and Heating Systems

Older boilers waste a lot of energy. The ECO4 Scheme may provide a new energy-efficient boiler or heat pump to improve heating and reduce costs.

5. Draught Proofing

Sealing gaps around doors, windows, and floors stops warm air from escaping. Draught-proofing is an easy and affordable way to improve home insulation.

6. Solar Panels

In some cases, the scheme may also offer solar panel installation to help you generate your own electricity and lower energy bills.

How to Apply for the ECO4 Scheme

Applying for the ECO4 Scheme is simple. Here are the steps:

Step 1: Check Eligibility

Visit the official ECO4 Scheme website or contact an approved provider to check if you qualify.

Step 2: Choose a Provider

Find an ECO4-approved installer who can assess your home and recommend improvements.

Step 3: Home Survey

An assessor will visit your home to inspect energy efficiency and suggest suitable upgrades.

Step 4: Installation

Once approved, professionals will install insulation, heating systems, or other upgrades for free or at a reduced cost.

Step 5: Enjoy Lower Bills

After installation, your home will be warmer, and your energy bills will drop.

Why You Should Apply Now

Energy prices keep rising, and cold homes can lead to health problems. The ECO4 Scheme offers a great opportunity to improve your home for free or at a low cost. But the scheme will only run until 2026, so it's best to apply as soon as possible.

Many households have already benefited, and funding is available on a first-come, first-served basis. Don't miss this chance to make your home more energy-efficient.

Final Thoughts

A warm home is not just a luxury—it’s a necessity. If your home loses heat, you are likely paying higher energy bills and feeling uncomfortable. The ECO4 Scheme can help by providing free or low-cost home improvements to keep the heat in and the cold out.

Check if you qualify today and start saving money while making your home warmer and greener. Don't wait – take action now and benefit from the ECO4 Scheme before it’s too late!

For more details, visit eco4 scheme installers and secure your place in this money-saving and eco-friendly program.